FAQ
Think of the questions your customers ask most frequently and write them here along with the answers.
A: FAQ is an acronym for "frequently asked questions."
A: Life Insurance has many different attributes. It can be used for protection of the family from the loss of income from a bread winner, it can be used to transfer wealth tax free, it can be flexible enough to be used as an investment vehicle for future plans, to pay off all debts so the family has no worries, or to provide a contribution to an organization of one's choice.
A: Life Insurance benefit can be paid to an insured while living if the insured is diagnosed to not survive past 12 months. 50% of the benefit is paid out and the remaining 50% stays within the policy. This only applies to life insurance policies with an Accelerated Death Benefit rider. Read your policy carefully and ask if you don't understand something.
Life Insurance can also be custom tailored to your specific needs through the use of riders and flexible payment options.
A: Farmers Insurance New World Life policies have an Accelerated Death Benefit at no additional cost so that an insured can obtain up to 50% of the total death benefit to use while still alive. Certain restrictions do apply, please call or
email for details.
A: Certain life insurance policies build up cash value and can generate enough dividends or interest to pay for the policy premiums. Details are specific to each persons age and health so please call or
email for more information.